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hitcooldude
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Posted on 01-29-08 10:12
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Hey guys,
I am thinking about opening a saving account, that pays high APY. Do you guys have any thoughts/experience on which bank is better for this.
Thanks for your suggestion,
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hitcooldude
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Posted on 01-30-08 11:43
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xbox
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Posted on 01-30-08 11:45
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hitcooldude
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Posted on 01-30-08 12:39
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ING says i gotta be a US citizen or permanent resident which I am not yet. Does that matter? Thanks.
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mansion
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Posted on 01-30-08 12:43
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JUST GO TO ANY BANK OPEN A MONEY MARKET ACCT
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blue_moon
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Posted on 01-30-08 12:50
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Hi I am neither US citizen nor PR but I have saving account in ING. but you need to have SSN. If you wanted to open the acount, I can invite you to open it. send me your email.
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hitcooldude
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Posted on 01-30-08 1:35
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blue_moon,
Do i need a invitation to open the account? or u get some incentive by referring?
Thanks,
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delicate
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Posted on 01-30-08 2:01
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Try CapitalOne Money Market. Generally, they've better rates than ING Direct.
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blue_moon
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Posted on 01-30-08 2:24
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Yes or no If you open the account with more than $250 you get $25 and I would get $10. It doesn't matter for that small amount but you don't need to be US citizen or PR if you are referred by someone. The rate is up and down frequently. When I opened it was 4.7% , today it is 3.65%.
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hitcooldude
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Posted on 01-30-08 2:53
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delicate
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Posted on 01-30-08 3:42
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hitcooldude,
Please note that there is a catch on it. CapitalOne compounds its interest on a daily basis whereas ING does it on a monthly basis. But, it's still upto you! GoodLuck!!
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blue_moon
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Posted on 01-30-08 4:10
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i need your first and last name
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manshree
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Posted on 01-30-08 6:00
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blue moon,
malai ing direct ko rates ramro lagyo. but i am confused about this linked accounts stuffs. khas ma traditional banking ma matrai deal garne bhaako le hola i am confused. is it safe to open a saving account with them?please suggest me. i wanna open an account with them.
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blue_moon
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Posted on 01-30-08 7:36
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As far as I know, It is safe. I know couple of my friends has been using for years, but I have started from this summer. I don't have too much money to save.
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awfully_awesome
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Posted on 01-30-08 7:40
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blue_moon, can you also send me the invitation? if yes i will email you the name and email. also no where in ING site i found u can open account without being US citizen or PR. how did u open it? cheers.
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blue_moon
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Posted on 01-30-08 7:52
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I was also invited by my friend. send me email
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hitcooldude
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Posted on 01-30-08 7:58
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This is what ING site says "You must be a US citizen or permanent resident with a valid social security number."
My understanding is even if u r invited by friend, u still need to be US citizen or PR. Isn't that true, any experts here in sajha.
Thanks,
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NiloAkash
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Posted on 01-30-08 8:00
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ING is better than any other banks right now. They have interest bearing checking account as well. Either open a money market account with local bank or if you prefer online banking, go with ING.
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blue_moon
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Posted on 01-31-08 10:53
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It is FDIC insured so I guess there isn't any problem.
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latoboy
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Posted on 01-31-08 11:15
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if anyone needs ING direct invitation send me a private message with your email. You will get $25 if u click on the invite i send u.. and u have to put atleast $500 .. the best option i think is to open their Orange Savings Account.. the interest right now is like 3.7% approx... that way you can link your current local bank account with ING online.. and you can transfer money between them with a click of a mouse (and its free). so send me a Private message with your email if interested or just post it here.
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